Cleveland

The Westerman Group, LLC
has joined Galvin, Gaustad & Stein LLC

As of April 1, 2026, The Westerman Group, LLC has joined Galvin, Gaustad & Stein LLC (GGS).

For our clients, this transition will be seamless. You will continue to receive the same investment management, trusted service, thoughtful planning and financial advice you expect from The Westerman Group, LLC. We will actively manage investment portfolios, just as we have for the last twenty years. Your accounts, investment strategy, and the personal guidance you rely on will remain consistent.

This alliance developed naturally through shared connections with the team at GGS—some of whom have roots in Northern Ohio and share our commitment to personalized client service. By merging with GGS, we greatly strengthen the resources available to our clients while maintaining the trusted relationships that have always been at the heart of our firm.

If you have any questions about the transition, please feel free to contact David Millet or Vince Westerman at 330-467-3111.

David G. Millet, Esq., Regional Director, Cleveland Office

David G. Millet serves as Regional Director of the Cleveland office for Galvin, Gaustad & Stein LLC (GGS) and is a registered Investment Advisor Representative (IAR). In this role, he oversees the firm’s Cleveland office operations while continuing to work closely with clients on investment management and financial planning.

David has been helping individuals and families pursue their financial goals since 1998. Known for his thoughtful and analytical approach, his experience spans investment management, estate planning, retirement strategies, and comprehensive wealth planning.

David Millet

Prior to joining GGS, David served as Vice President and Chief Investment Officer at The Westerman Group LLC, where he managed client portfolios and provided strategic financial guidance for more than two decades. He continues to provide that same level of personalized portfolio management and planning for clients as part of the GGS team.

David is a licensed attorney in the State of Ohio. He earned his Juris Doctor with a concentration in estate and tax law from Cleveland-Marshall College of Law and earned a a bachelor’s degree from Ohio University where he ​majored in communications and minored in business​. David can be reached at dmillet@ggsadvisors.com or by calling 330.467.3111 ext.14.

Vince Westerman, Regional President, Cleveland Office

Before joining GGS, Vince served as President and CEO of The Westerman Group, LLC, an investment and wealth management firm in Cleveland, Ohio. Vince built TWG with a focus on providing clients with exceptional service, financial planning, and customized investment solutions.

A veteran advisor, Vince brings more than 35 years of experience in business and personal financial planning and wealth management to GGS. He attended the University of Akron and graduated with a dual major in marketing and organizational communication.

Personally, Vince enjoys traveling with his wife, Jackie, and spending time with clients, friends, and family.

Vince can be reached at vince@ggsadvisors.com or by calling 330.467.3111 ext.12  

Vince Westerman

Tara Fredericks, Client Service Associate, Cleveland Office Manager

Tara Fredericks is a Client Service Associate and the Cleveland Office Manager for Galvin, Gaustad & Stein, LLC. Tara previously served as the Director of Client Services for The Westerman Group, LLC, which merged with GGS in 2026. 

Tara oversees and executes daily administrative requirements for client communications, paperwork and application processing for Vince Westerman’s and David Millet’s clients. 

She has worked with Vince and David since 2008. Tara earned her business degree in accounting from Cuyahoga Community College and is an Ohio native.

She can be reached at 330.467.3111 ext. 10 or tara@ggsadvisors.com.

Tara Fredericks

Mallory Fredericks, Client Service Associate

Mallory Fredericks is a Client Service Associate for Galvin, Gaustad & Stein, LLC. Mallory previously served in the same role as a Client Service Associate for The Westerman Group, LLC, which merged with GGS in 2026. 

Mallory provides client, administrative, operational, and technology support. She also prepares account paperwork and applications for Vince Westerman and David Millet. 

She has worked alongside Vince and David since 2014, bringing more than 12 years of administrative experience to the team. 

Mallory can be reached at 330.467.3111 ext. 11 or mallory@ggsadvisors.com.

Mallory Fredericks

Galvin, Gaustad & Stein (“GG&S”) is an SEC registered investment adviser located in Scottsdale, Arizona. GG&S and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which GG&S maintains clients. GG&S may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. GG&S’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of GG&S’s web site on the Internet should not be construed by any consumer and/or prospective client as GG&S’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from GG&S. Any subsequent, direct communication by GG&S with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of GG&S, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of GG&S’s current written disclosure statement discussing GG&S’s business operations, services, and fees is available from GG&S upon written request. GG&S does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to GG&S’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP and CERTIFIED FINANCIAL PLANNER in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

CFA and Chartered Financial Analyst are registered trademarks owned by CFA Institute. GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. GIPS® compliant performance information for GGS’s strategies is available upon request.

Past performance is no guarantee of future results and may have been impacted by market events and economic conditions that will not prevail in the future. This site/blog contains certain forward‐looking statements (which may be signaled by words such as “believe,” “expect” or “anticipate”)which indicate future possibilities. Due to known and unknown risks, other uncertainties and factors, actual results may differ materially from the expectations portrayed in such forward‐looking statements. As such, there is no guarantee that the views and opinions expressed in this letter will come to pass.

ACCESS TO THIS WEB SITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEB SITE OR ANY THIRD PARTY WEB SITE LINKED TO THIS WEB SITE.

Relationship Summary (ADV Part 3)