Truly personalized asset management.

Our Philosophy

We aim to build a properly diversified portfolio of high-quality, well-researched investments for our clients. Operating under the philosophy of ‘buy and manage’, we plan to hold every security over the long term but we are always monitoring our positions and making changes when appropriate. We believe that sticking to a properly selected target risk level in both good times and bad is the best recipe for long-term investment success.

What sets us apart?

Truly Custom Approach

Our specialty is allowing clients to have real input into their investments, while still creating a properly constructed portfolio.

Dedicated Internal Research

Along with the advisors, our investment team of CFA® charter holders’ primary responsibility is to monitor clients’ positions and research new investment ideas.

Advisors Acting as Fiduciaries

Our clients can connect directly with their knowledgeable advisor who act as independent fiduciaries–having no incentive to place them in any investment product for our benefit.

Beliefs, ideals, and goals.

Your Goals

At GGS, we believe that your investment portfolio should reflect who you are. We create custom portfolios for every client, working closely with you to ensure your personal beliefs, ideals, and goals are represented within a professionally-designed, diversified portfolio.

Portfolio Management

We work closely with you to construct a portfolio made up of selected stocks, bonds and ETF's aggregated to your specific risk level.

Retirement Planning

Whether you are still working, transitioning to retirement, or already retired, we will work with you to develop a retirement plan that ensures your ability to meet your life goals.

Clients We Serve

We work with Individuals, Families, Organizations and Institutions.

Experienced. Attentive. Personal.

Working with Us

By following a disciplined selection process consisting of the following three steps, we believe that our stock picks will generate long-term risk-adjusted outperformance for our clients:

Disciplined approach.

About Us

Formed by its members as a Registered Investment Advisory Firm, Galvin, Gaustad & Stein, LLC provides personalized asset management, wealth management, and financial planning services for its clients.

Galvin, Gaustad, & Stein, LLC claims compliance with the Global Investment Performance Standards (GIPS®) and has been independently verified for the periods from January 1, 2014 through December 31, 2023.

Stephen R. Galvin – Principal

Stephen L. Gaustad – Principal

Mark P. Stein, CLU®, CFP® – Principal

Robert J. Krenn, CFA – Chief Investment Officer

Michael Bernstein, CFA – Director of Research

William Yurkovich, CFA, CIPM – Director of Portfolio Management

Jeffrey A. Doinoff, CFA – Senior Research Analyst

Eric Stein, CFP® – Investment Advisor

Jordan Galvin – Investment Advisor

Jessica Pariser, CFP® – Investment Advisor

Hunter Davis – Client Services Specialist | Advisor

Leah Stein Herbert – Client Services Specialist

Beth Searcy – Advisor Support

Kim Jamieson – Chief Compliance Officer



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January 8, 2024

2024 Outlook – January 8, 2024

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GGS Market Observations

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See the full archive of insights from Galvin, Gaustad & Stein, LLC.

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Let's Talk

Galvin Gaustad & Stein LLC

Main Office:
7377 East Doubletree Ranch Road
Suite 250
Scottsdale, AZ 85258

Phone: 480.776.1445
Toll-Free: 800.554.1154
Fax: 480.306.6155

[email protected]

Additional locations:
Broomfield, CO
Bellevue, WA
Beverly Hills, CA
New York, NY
Pittsburgh, PA

    Galvin, Gaustad & Stein (“GG&S”) is an SEC registered investment adviser located in Scottsdale, Arizona. GG&S and its representatives are in compliance with the current registration and notice filing requirements imposed upon SEC registered investment advisers by those states in which GG&S maintains clients. GG&S may only transact business in those states in which it is notice filed, or qualifies for an exemption or exclusion from notice filing requirements. GG&S’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of GG&S’s web site on the Internet should not be construed by any consumer and/or prospective client as GG&S’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, the information resulting from the use of tools or other information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from GG&S. Any subsequent, direct communication by GG&S with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of GG&S, please contact the United States Securities and Exchange Commission on their web site at A copy of GG&S’s current written disclosure statement discussing GG&S’s business operations, services, and fees is available from GG&S upon written request. GG&S does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to GG&S’s web site or incorporated herein, and takes no responsibility therefore. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

    Certified Financial Planner Board of Standards Inc. (CFP Board) owns the certification marks CFP and CERTIFIED FINANCIAL PLANNER in the U.S., which it awards to individuals who successfully complete CFP Board's initial and ongoing certification requirements.

    CFA and Chartered Financial Analyst are registered trademarks owned by CFA Institute. GIPS® is a registered trademark of CFA Institute. CFA Institute does not endorse or promote this organization, nor does it warrant the accuracy or quality of the content contained herein. GIPS® compliant performance information for GGS’s strategies is available upon request.

    Past performance is no guarantee of future results and may have been impacted by market events and economic conditions that will not prevail in the future. This site/blog contains certain forward‐looking statements (which may be signaled by words such as “believe,” “expect” or “anticipate”)which indicate future possibilities. Due to known and unknown risks, other uncertainties and factors, actual results may differ materially from the expectations portrayed in such forward‐looking statements. As such, there is no guarantee that the views and opinions expressed in this letter will come to pass.


    Relationship Summary (ADV Part 3)